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    Making Waves In Real Estate Blog

    Tuesday, July 26, 2022   /   by Trish Wheeler

    The Market May Seem Scary Right, But is it Really Scary?

    Mortgage rates have risen, but also have been stabelizing as of late.  Mortgage rates are actually considered good on average over the course of the last decade.  We enjoyed low interest rates for a few years, but that was not the norm. As the shock of the rate hikes get overwith, homebuyers will come back around.  First time homebuyes will now have more options for sure.
    The media is feeding all of us bs as to a housing bubble and its heading for a crash.  This is not like 2007-2008.  We are still low on inventory.  Inventory is coming up slowly.  It will take some time to get to a comfortable level.  We are seeing prices slowly coming down as well, but I don't think we will see a major reduction.
    Most existing homeowners are sitting pretty. They were able to cash in on the low rates and high home values to give them equity for high repair items.   As inventory increases, we will see more homebuyers get back into the market once the ...

    Saturday, May 21, 2022   /   by Trish Wheeler

    The Shift Happens

    As prices start to fall in the big cities, don't think it won't trickle down to us here in The Panhandle of Florida.  It will be a slow and steady approach, but it is coming.  We are still seeing prices on homes and condos soaring due to low inventory, but we will see a slowing of the home and condo sales in the coming months.  This may be a great opportunity to get the first time homebuyers back in the game.  Interest rates are higher and this may give some pause, don't let that stop you from your dreams of homeownership.  As long as interest rates don't tumble toward the 8's or above it is still affordable.  Remember when we thought the 5's were rock bottom?  This is a cycle and homes sales will still happen and builders will still build.  We were luck enough to see the 2's for quiet some time, but its over for now.  We can go with the shift or remain still, its your choice.  I believe the vast majority will go with the shift and ever. ...

      the shift in real estate

    Saturday, April 16, 2022   /   by Trish Wheeler

    Our Real Estate Market in Real Time

    Today the market is still very much a Seller's Market.  Sellers are basically calling the shots on what they want for their property.  There is still a shortage on inventory for homes and condos.  People are asking is there going to be a bubble?  My opinion is NO! This market is not like the financial crisis we saw in 2007 and after.  At that time Lenders were giving loans to anyone who could breathe.  What is happening now is totally different.  Lenders are alot more cautious in their loan process.  They are requiring more down payments for condos and second homes which creates equity.  The problem our market is having now is low inventory because we have had an influx of people moving to our beautiful State of Florida.  Rates are going up, but the demand is still there.  This may cause the market to stabilize somewhat on prices, but the inventory will take a while to come back.  I hope this information is helpful to you toda. ...

    Recent Articles

    July 26, 2022
    The Market May Seem Scary Right, But is it Really Scary?         May 21, 2022
    The Shift Happens         April 16, 2022
    Our Real Estate Market in Real Time

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    The Shift In Real Estate (1)
    The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of REALTORS® and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Data last updated June 17, 2026

    IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Vendor Member Number: 28179

    Provided Courtesy Of Realtor Association of Franklin and Gulf Counties. Information Is Believed To Be Accurate But Not Guaranteed. Information is provided exclusively for consumers' personal, non-commercial use. Information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Realtor Association of Franklin and Gulf Counties. All Rights Reserved.
    The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of REALTORS® and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Data last updated June 17, 2026

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