As prices start to fall in the big cities, don't think it won't trickle down to us here in The Panhandle of Florida.  It will be a slow and steady approach, but it is coming.  We are still seeing prices on homes and condos soaring due to low inventory, but we will see a slowing of the home and condo sales in the coming months.  This may be a great opportunity to get the first time homebuyers back in the game.  Interest rates are higher and this may give some pause, don't let that stop you from your dreams of homeownership.  As long as interest rates don't tumble toward the 8's or above it is still affordable.  Remember when we thought the 5's were rock bottom?  This is a cycle and homes sales will still happen and builders will still build.  We were luck enough to see the 2's for quiet some time, but its over for now.  We can go with the shift or remain still, its your choice.  I believe the vast majority will go with the shift and ever. ...